Federal Reserve Board Announces Enforcement Actions

The Federal Reserve Board announced the execution of enforcement actions on Thursday. The press release detailing the actions was dated August 13, 2026, and released at 11:00 a.m. EDT.

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Fed Bars Five Former Bank Employees Over Fraud Claims

Highlights

  • Stephanie R. Kilbert, formerly of Regions Bank, Birmingham, Alabama, faced allegations of misappropriation of customer funds and agreed to a consent prohibition.
  • Crystal A. Wykle, formerly of United Community Bank, Greenville, South Carolina, was accused of misappropriation of customer funds and agreed to a consent prohibition.
  • Elazia Jones, formerly of Regions Bank, was accused of check fraud and received a consent prohibition.
  • Simon Alberto Gonzalez, formerly of Regions Bank, Birmingham, Alabama, was accused of misappropriation of customer funds and agreed to a consent prohibition order.
  • Ralph A. Mojica, formerly of First Interstate Bank, Billings, Montana, faced allegations of misappropriation of customer funds and embezzlement of Bank funds and agreed to a consent prohibition order.

Details of the Individual Cases

Stephanie R. Kilbert, who previously worked at Regions Bank in Birmingham, Alabama, was alleged to have misappropriated customer funds. She agreed to a consent prohibition as part of the Federal Reserve Board's action.

Crystal A. Wykle, formerly employed at United Community Bank in Greenville, South Carolina, faced similar allegations of misappropriating customer funds. She also agreed to a consent prohibition.

Elazia Jones, a former employee of Regions Bank, was accused of check fraud. The Federal Reserve Board's enforcement action against Jones took the form of a consent prohibition.

Simon Alberto Gonzalez, who also worked at Regions Bank in Birmingham, Alabama, was accused of misappropriating customer funds. He agreed to a consent prohibition order.

Ralph A. Mojica, formerly of First Interstate Bank in Billings, Montana, faced allegations of misappropriation of customer funds and embezzlement of Bank funds. He also agreed to a consent prohibition order.

Media Contact Information

The Federal Reserve Board's media office can be reached by phone at 202-452-2955. Media inquiries may also be directed via email to the address listed in the board's press materials.